1. Open a Dedicated Savings Account
Money sitting is your checking account is just asking to be spent. If you're serious about saving for that trip you've been wanting to take, open a separate savings account just for your trip fund. You can even setup and automatic transfer of a certain amount to be deposited into the account each month. This idea will also help keep you on budget when you actually start planning and paying for your trip.
2. Online Savings Account
If option #1 seems like too much work, too many trips to the bank, consider using an online savings account service like SmartyPig.com. Services like this allow you to set a goal and transfer money regularly to reach that goal. Family and friends can also contribute to your fund. Often times, these online services offer great interest rates. Do some research and see what online savings account services might work for you.
3. Start a Change Jar
Have you ever collected spare change before? You'll be amazed at the amount of money that can accumulate from those little coins. It only takes $1.37 per day to get to $500 in a year. If you have everyone in the family emptying their pockets into the change jar, that shouldn't be hard to do. Encourage your children to start saving this way as well.
4. Begin a Monthly Budget
Many people don't even realize where all of their hard earned paycheck is going each month. By starting a budget, you can see exactly where your money is going and how you might be able to cut back on some of those expenses. Do you really need to eat out 3 times a week or could you save some money by preparing something at home? How many shopping sprees did you go on for new clothes, movies, toys, etc. last month? See where you can afford to cut back and set that amount back for your travel fund.
5. Sell Unwanted Stuff
If you like to travel, use the philosophy that life is about experiences, not stuff. This is especially true when you can turn that unused stuff into cold, hard cash. Try having a garage sale and keep an eye out for city-wide garage sale weekends. You can also sell your stuff in Facebook garage sale groups or on eBay. You never know what someone else could be looking for that you could be selling to them.
6. Pick Up a Side Job
Working a little harder right now could really be worth it if you get to relax on a nice long vacation. Look for ways to earn money outside of your regular job, such as babysitting or serving. Consider short-term work opportunities as well; many retail places hire seasonal workers for the holidays. Working these side jobs may mean sacrificing your weekends for awhile, but it will help make your vacation possible.
Planning a vacation can be fun! Depending on when you're planning to travel, Your Lake Vacation has some great deals on Lake of the Ozarks accommodations during the off-season. We can also hook you up with golf packages and offer suggestions of other activities to enjoy during your stay. Contact us today at 877-284-0267 to book your stay in one of our many waterfront homes and condos at the Lake of the Ozarks.
For more information please call us toll free at 1-877-284-0267!!
4571 Osage Beach Pkwy, Suite A
Osage Beach, MO 65065
Local - 573-365-3367
Fax - 573-365-5076
Osage Beach, MO 65065
Local - 573-365-3367
Fax - 573-365-5076
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